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San Diego plan targets housing gap as families leave

Officials say more "middle housing" could help residents afford to stay in San Diego.

Neighborhoods

Plans are in the works to alleviate the <a class="gtmContentClick" data-vars-link-text="high housing costs" data-vars-click-url="https://www.axios.com/local/san-diego/2026/01/22/median-earners-priced-out-san-diego-real-estate-market-homes" data-vars-content-id="1506b5d4-7e53-4d23-9c26-171cab6cc373" data-vars-headline="San Diego plan targets housing gap as families leave" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2026/01/22/median-earners-priced-out-san-diego-real-estate-market-homes" target="_self">high housing costs</a> that are <a class="gtmContentClick" data-vars-link-text="driving home sales to a record low" data-vars-click-url="https://www.sandiegouniontribune.com/2026/03/20/san-diego-home-sales-fell-to-their-lowest-level-in-recorded-history-to-start-2026/" data-vars-content-id="1506b5d4-7e53-4d23-9c26-171cab6cc373" data-vars-headline="San Diego plan targets housing gap as families leave" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.sandiegouniontribune.com/2026/03/20/san-diego-home-sales-fell-to-their-lowest-level-in-recorded-history-to-start-2026/" target="_blank">driving home sales to a record low</a>.Why it matters: While the city is building more apartment buildings in the urban core, there still aren&#x27;t enough neighborhood &quot;middle housing&quot; options for families, officials and experts told Axios.

San Diego's population decline driven by immigration slowdown

The area's recent population growth was supported by immigrants moving in — until last year.

News

San Diego County&#x27;s <a class="gtmContentClick" data-vars-link-text="population" data-vars-click-url="https://www.axios.com/local/san-diego/2025/03/17/san-diego-population-growth-pandemic" data-vars-content-id="32abc3d2-6a19-4161-bfc8-ab3f17bb18d1" data-vars-headline="San Diego&#x27;s population decline driven by immigration slowdown" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2025/03/17/san-diego-population-growth-pandemic" target="_self">population</a> shrank last year amid a massive drop in immigration, following a nationwide trend, new U.S. Census data shows.Why it matters: The data offers the best look yet at how <a class="gtmContentClick" data-vars-link-text="tighter immigration enforcement" data-vars-click-url="https://www.axios.com/local/san-diego/2025/07/18/ice-arrests-noncriminals-san-diego-2025" data-vars-content-id="32abc3d2-6a19-4161-bfc8-ab3f17bb18d1" data-vars-headline="San Diego&#x27;s population decline driven by immigration slowdown" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2025/07/18/ice-arrests-noncriminals-san-diego-2025" target="_self">tighter immigration enforcement</a> is affecting America&#x27;s demographic makeup.

How San Diego is using AI — and what's next

From drafting emails to analyzing meetings, AI is already part of city operations.

Politics

City Hall is using AI for <a class="gtmContentClick" data-vars-link-text="basic tasks" data-vars-click-url="https://www.axios.com/sponsored/the-push-to-modernize-government-with-ai" data-vars-content-id="a3060e9b-c119-4657-be98-bf959b2daeb4" data-vars-headline="How San Diego is using AI — and what&#x27;s next" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/sponsored/the-push-to-modernize-government-with-ai" target="_self">basic tasks</a> like summarizing emails and meetings and generating slides, but also has bigger ideas for the future, according to officials and records reviewed by Axios.The big picture: While many businesses grapple with how to use <a class="gtmContentClick" data-vars-link-text="AI safely" data-vars-click-url="https://www.axios.com/2026/03/03/ai-race-safety-guardrail" data-vars-content-id="a3060e9b-c119-4657-be98-bf959b2daeb4" data-vars-headline="How San Diego is using AI — and what&#x27;s next" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/2026/03/03/ai-race-safety-guardrail" target="_self">AI safely</a>, government agencies are also factoring in the need to protect public information and maintain human oversight.

Top Easter events in San Diego

From free egg hunts to waterfront brunches, here's how to celebrate Easter in San Diego.

Things to Do

Spring has definitely sprung and there&#x27;s plenty to do to celebrate Easter this weekend.The big picture: From hip-hop brunches to traditional egg hunts, there are activities for all ages.

HOA fees keep rising in San Diego

Monthly dues climbed to $367 last year, adding to costs that already make renting cheaper here.

Real Estate

More <a class="gtmContentClick" data-vars-link-text="San Diego homes" data-vars-click-url="https://www.axios.com/local/san-diego/2026/02/02/saving-down-payment-san-diego-home-takes-30-years" data-vars-content-id="e28dff32-84e5-4b75-bd60-b33987b2ac19" data-vars-headline="HOA fees keep rising in San Diego" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2026/02/02/saving-down-payment-san-diego-home-takes-30-years" target="_self">San Diego homes</a> for sale last year came with <a class="gtmContentClick" data-vars-link-text="homeowners association" data-vars-click-url="https://www.axios.com/2025/09/29/condo-hoa-fee-state" data-vars-content-id="e28dff32-84e5-4b75-bd60-b33987b2ac19" data-vars-headline="HOA fees keep rising in San Diego" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/2025/09/29/condo-hoa-fee-state" target="_self">homeowners association</a> fees, and those dues continued to climb, <a class="gtmContentClick" data-vars-link-text="Realtor.com" data-vars-click-url="https://www.realtor.com/research/homeowners-associations-2025" data-vars-content-id="e28dff32-84e5-4b75-bd60-b33987b2ac19" data-vars-headline="HOA fees keep rising in San Diego" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.realtor.com/research/homeowners-associations-2025" target="_blank">Realtor.com</a> data shows.Why it matters: Rising HOA fees add to the already <a class="gtmContentClick" data-vars-link-text="high cost" data-vars-click-url="https://www.axios.com/local/san-francisco/2025/07/23/hidden-costs-homeowners-california-property-taxes-insurance-2025" data-vars-content-id="e28dff32-84e5-4b75-bd60-b33987b2ac19" data-vars-headline="HOA fees keep rising in San Diego" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-francisco/2025/07/23/hidden-costs-homeowners-california-property-taxes-insurance-2025" target="_self">high cost</a> of <a class="gtmContentClick" data-vars-link-text="homeownership" data-vars-click-url="https://www.axios.com/local/san-diego/2026/01/22/median-earners-priced-out-san-diego-real-estate-market-homes" data-vars-content-id="e28dff32-84e5-4b75-bd60-b33987b2ac19" data-vars-headline="HOA fees keep rising in San Diego" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2026/01/22/median-earners-priced-out-san-diego-real-estate-market-homes" target="_self">homeownership</a> here that makes <a class="gtmContentClick" data-vars-link-text="renting cheaper than owning" data-vars-click-url="https://www.axios.com/local/san-diego/2026/02/05/renting-cheaper-than-owning-san-diego-home" data-vars-content-id="e28dff32-84e5-4b75-bd60-b33987b2ac19" data-vars-headline="HOA fees keep rising in San Diego" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2026/02/05/renting-cheaper-than-owning-san-diego-home" target="_self">renting cheaper than owning</a>.

Smart ways to add an office at home

Designers share tips for adding workspaces to living rooms, kitchens and bedrooms.

San Diego&#x27;s smaller homes plus continued <a class="gtmContentClick" data-vars-link-text="hybrid or remote work" data-vars-click-url="https://www.axios.com/local/san-diego/2024/01/17/office-vacancies-increase-sd" data-vars-content-id="c88bf8e7-f80b-437f-95df-2afe0ea834cf" data-vars-headline="Smart ways to add an office at home" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2024/01/17/office-vacancies-increase-sd" target="_self">hybrid or remote work</a> equals figuring out how to fit an office into another room.The big picture: Jen Pinto, design department head at Jackson Design &amp; Remodeling, told Axios many clients ask how to fit an office space into the living room, guest bedroom, or sometimes a corner in the kitchen.

How San Diegans are redesigning smaller homes

Millennial gray fades while marble and warm tones make a comeback.

<a class="gtmContentClick" data-vars-link-text="Home design trends" data-vars-click-url="https://www.axios.com/2025/12/27/trending-home-design-feature-2026" data-vars-content-id="e55db069-f646-4842-afbe-cbafc2aae1af" data-vars-headline="How San Diegans are redesigning smaller homes" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/2025/12/27/trending-home-design-feature-2026" target="_self">Home design trends</a> like open floor plans, color drenching and &quot;millennial gray&quot; are on their way out and are being replaced by separate dining rooms, earthy tones and marble, local designers told Axios.The big picture: The average <a class="gtmContentClick" data-vars-link-text="San Diego home" data-vars-click-url="https://www.axios.com/local/san-diego/2026/01/22/median-earners-priced-out-san-diego-real-estate-market-homes" data-vars-content-id="e55db069-f646-4842-afbe-cbafc2aae1af" data-vars-headline="How San Diegans are redesigning smaller homes" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2026/01/22/median-earners-priced-out-san-diego-real-estate-market-homes" target="_self">San Diego home</a> is 1,500 square feet, according to a <a class="gtmContentClick" data-vars-link-text="StorageCafe report" data-vars-click-url="https://www.storagecafe.com/blog/lot-size-home-size-in-top-20-biggest-us-cities/" data-vars-content-id="e55db069-f646-4842-afbe-cbafc2aae1af" data-vars-headline="How San Diegans are redesigning smaller homes" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.storagecafe.com/blog/lot-size-home-size-in-top-20-biggest-us-cities/" target="_blank">StorageCafe report</a>, and residents have to get creative to design around sometimes odd layouts and tract houses built in the 1950s.

Most San Diego homebuyers are getting discounts

Nearly 60% of local homebuyers paid less than the listing price last year, per Redfin.

The average discount for <a class="gtmContentClick" data-vars-link-text="San Diego homes" data-vars-click-url="https://www.axios.com/local/san-diego/real-estate" data-vars-content-id="c9639baa-4138-4fe7-afde-570f5c0aedcd" data-vars-headline="Most San Diego homebuyers are getting discounts" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/real-estate" target="_self">San Diego homes</a> that sold below their original asking price last year was 6%, according to a Redfin <a class="gtmContentClick" data-vars-link-text="report" data-vars-click-url="https://www.redfin.com/news/homebuyer-discounts-below-list-price-2025/" data-vars-content-id="c9639baa-4138-4fe7-afde-570f5c0aedcd" data-vars-headline="Most San Diego homebuyers are getting discounts" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.redfin.com/news/homebuyer-discounts-below-list-price-2025/" target="_blank">report</a>.<ul><li>That&#x27;s $55,500 on a median-priced home.</li></ul>Why it matters: Still-high <a class="gtmContentClick" data-vars-link-text="mortgage rates" data-vars-click-url="https://www.axios.com/local/san-diego/2026/01/22/san-diego-housing-market-mortgage-rate-buyer-demand" data-vars-content-id="c9639baa-4138-4fe7-afde-570f5c0aedcd" data-vars-headline="Most San Diego homebuyers are getting discounts" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2026/01/22/san-diego-housing-market-mortgage-rate-buyer-demand" target="_self">mortgage rates</a> and <a class="gtmContentClick" data-vars-link-text="home prices" data-vars-click-url="https://www.axios.com/local/san-diego/2026/02/02/saving-down-payment-san-diego-home-takes-30-years" data-vars-content-id="c9639baa-4138-4fe7-afde-570f5c0aedcd" data-vars-headline="Most San Diego homebuyers are getting discounts" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2026/02/02/saving-down-payment-san-diego-home-takes-30-years" target="_self">home prices</a> have sidelined many shoppers. But those who remain in the market are <a class="gtmContentClick" data-vars-link-text="scoring big deals" data-vars-click-url="https://www.axios.com/local/san-diego/2025/05/21/san-diego-home-sellers-concessions-buyers" data-vars-content-id="c9639baa-4138-4fe7-afde-570f5c0aedcd" data-vars-headline="Most San Diego homebuyers are getting discounts" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2025/05/21/san-diego-home-sellers-concessions-buyers" target="_self">scoring big deals</a>.

Renting is 40% cheaper than owning a San Diego home

The monthly costs to rent vs. own are lower in every major U.S. metro.

Renting is cheaper than <a class="gtmContentClick" data-vars-link-text="owning a home" data-vars-click-url="https://www.axios.com/local/san-diego/2026/01/22/median-earners-priced-out-san-diego-real-estate-market-homes" data-vars-content-id="b48b0fa6-4f8a-47e2-8375-a79fe3ca35fb" data-vars-headline="Renting is 40% cheaper than owning a San Diego home" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2026/01/22/median-earners-priced-out-san-diego-real-estate-market-homes" target="_self">owning a home</a> in San Diego and the 99 other largest U.S. metro areas, according to a LendingTree <a class="gtmContentClick" data-vars-link-text="analysis" data-vars-click-url="https://www.lendingtree.com/home/mortgage/comparing-rent-vs-owning-a-home-in-nations-largest-metros/" data-vars-content-id="b48b0fa6-4f8a-47e2-8375-a79fe3ca35fb" data-vars-headline="Renting is 40% cheaper than owning a San Diego home" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.lendingtree.com/home/mortgage/comparing-rent-vs-owning-a-home-in-nations-largest-metros/" target="_blank">analysis</a>.Why it matters: Housing costs have soared nationwide, with stubbornly <a class="gtmContentClick" data-vars-link-text="high home prices" data-vars-click-url="https://www.axios.com/local/san-diego/2025/03/03/san-diego-home-prices-climb-national-rise" data-vars-content-id="b48b0fa6-4f8a-47e2-8375-a79fe3ca35fb" data-vars-headline="Renting is 40% cheaper than owning a San Diego home" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2025/03/03/san-diego-home-prices-climb-national-rise" target="_self">high home prices</a> and <a class="gtmContentClick" data-vars-link-text="mortgage rates" data-vars-click-url="https://www.axios.com/local/san-diego/2026/01/22/san-diego-housing-market-mortgage-rate-buyer-demand" data-vars-content-id="b48b0fa6-4f8a-47e2-8375-a79fe3ca35fb" data-vars-headline="Renting is 40% cheaper than owning a San Diego home" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2026/01/22/san-diego-housing-market-mortgage-rate-buyer-demand" target="_self">mortgage rates</a> weighing on <a class="gtmContentClick" data-vars-link-text="would-be buyers" data-vars-click-url="https://www.axios.com/2026/01/01/mortgage-rates-home-prices-predictions-2026" data-vars-content-id="b48b0fa6-4f8a-47e2-8375-a79fe3ca35fb" data-vars-headline="Renting is 40% cheaper than owning a San Diego home" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/2026/01/01/mortgage-rates-home-prices-predictions-2026" target="_self">would-be buyers</a>.

Saving for a San Diego home takes 30 years

The timeline for is one of the longest in the country.

It took the typical San Diego household 30 years to save for a median <a class="gtmContentClick" data-vars-link-text="home" data-vars-click-url="https://www.axios.com/2026/01/01/mortgage-rates-home-prices-predictions-2026" data-vars-content-id="ac9b83ee-7975-4774-b23b-4138aa4faa54" data-vars-headline="Saving for a San Diego home takes 30 years" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/2026/01/01/mortgage-rates-home-prices-predictions-2026" target="_self">home</a> down payment in 2025, according to a <a class="gtmContentClick" data-vars-link-text="Realtor.com analysis" data-vars-click-url="https://www.realtor.com/research/downpayment-savings-december-2025/" data-vars-content-id="ac9b83ee-7975-4774-b23b-4138aa4faa54" data-vars-headline="Saving for a San Diego home takes 30 years" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.realtor.com/research/downpayment-savings-december-2025/" target="_blank">Realtor.com analysis</a>.<ul><li>That&#x27;s about four times longer than the national average.</li></ul>Why it matters: Coming up with a down payment is one of the <a class="gtmContentClick" data-vars-link-text="biggest barriers" data-vars-click-url="https://www.cnbc.com/2025/03/04/homebuyers-are-struggling-to-make-bigger-down-payments.html" data-vars-content-id="ac9b83ee-7975-4774-b23b-4138aa4faa54" data-vars-headline="Saving for a San Diego home takes 30 years" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.cnbc.com/2025/03/04/homebuyers-are-struggling-to-make-bigger-down-payments.html" target="_blank">biggest barriers</a> to <a class="gtmContentClick" data-vars-link-text="homeownership" data-vars-click-url="https://www.axios.com/2025/11/29/stocks-retirement-gen-z" data-vars-content-id="ac9b83ee-7975-4774-b23b-4138aa4faa54" data-vars-headline="Saving for a San Diego home takes 30 years" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/2025/11/29/stocks-retirement-gen-z" target="_self">homeownership</a>, and it&#x27;s gotten harder over the years.

Median earners priced out of San Diego real estate market

Buyers need to make $221,900 to afford a typical home here, one analysis shows.

Only 1.6% of San Diego homes are affordable for the typical household, according to a Bankrate <a class="gtmContentClick" data-vars-link-text="analysis" data-vars-click-url="https://www.bankrate.com/mortgages/american-dream-of-homeownership-turning-into-luxury/" data-vars-content-id="60789978-8ae8-4c78-90e5-0b88fc46d0b2" data-vars-headline="Median earners priced out of San Diego real estate market" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.bankrate.com/mortgages/american-dream-of-homeownership-turning-into-luxury/" target="_blank">analysis</a>.Why it matters: Prospective homeowners earning a median income are priced out of the local real estate market, making it one of the hardest major cities to buy a home.

What lower interest rates mean for San Diego housing

Experts say even a small rate drop triggers more buyers, but inventory isn't keeping up.

Business

Mortgage interest rates dipping slightly lower will likely have big impacts on San Diego&#x27;s housing market, possibly bringing more buyers and raising prices.Why it matters: San Diego is one of the most <a class="gtmContentClick" data-vars-link-text="expensive cities in the country" data-vars-click-url="https://timesofsandiego.com/business/2025/06/22/san-diego-top-10-most-expensive-cities-in-us/" data-vars-content-id="24279764-9cd8-4c03-98ab-e9452c389116" data-vars-headline="What lower interest rates mean for San Diego housing" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://timesofsandiego.com/business/2025/06/22/san-diego-top-10-most-expensive-cities-in-us/" target="_blank">expensive cities in the country</a>, with the median home price sitting at just <a class="gtmContentClick" data-vars-link-text="under $1 million" data-vars-click-url="https://www.zillow.com/home-values/54296/san-diego-ca/" data-vars-content-id="24279764-9cd8-4c03-98ab-e9452c389116" data-vars-headline="What lower interest rates mean for San Diego housing" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.zillow.com/home-values/54296/san-diego-ca/" target="_blank">under $1 million</a>, and lower interest rates could drive those prices higher, industry experts tell Axios.

The life of a professional organizer in January

Small homes and holiday overflow have made January the busiest month for pro organizers in San Diego.

Home Tour

As the calendar turns to a new year, <a class="gtmContentClick" data-vars-link-text="many people" data-vars-click-url="https://www.instagram.com/p/DTGatq9Dz9P/?hl=en" data-vars-content-id="fb2525b9-86d7-4efd-af6a-b719c8db1444" data-vars-headline="The life of a professional organizer in January" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.instagram.com/p/DTGatq9Dz9P/?hl=en" target="_blank">many people</a> find themselves wanting to clear out their homes and <a class="gtmContentClick" data-vars-link-text="get organized" data-vars-click-url="https://www.axios.com/2026/01/07/home-organization-bedroom-book" data-vars-content-id="fb2525b9-86d7-4efd-af6a-b719c8db1444" data-vars-headline="The life of a professional organizer in January" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/2026/01/07/home-organization-bedroom-book" target="_self">get organized</a>.The big picture: January is the peak season for professional organizers, especially in San Diego, where small homes and irregularly shaped closets mean space is a hot commodity.

Most San Diego homes lost value this year

The drop could offer some relief to struggling homebuyers, even as prices remain high.

Nearly four out of five <a class="gtmContentClick" data-vars-link-text="San Diego homes lost value" data-vars-click-url="https://www.axios.com/local/san-diego/2025/08/12/san-diego-home-loss-risk-redfin-pandemic" data-vars-content-id="13d447e4-bbe6-463c-8f27-418809a94b97" data-vars-headline="Most San Diego homes lost value this year" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2025/08/12/san-diego-home-loss-risk-redfin-pandemic" target="_self">San Diego homes lost value</a> in the past year, a significantly higher share than the national average, according to Zillow.Why it matters: The drop could offer some <a class="gtmContentClick" data-vars-link-text="relief to struggling homebuyers" data-vars-click-url="https://www.axios.com/2025/11/10/home-sale-contract-cancel" data-vars-content-id="13d447e4-bbe6-463c-8f27-418809a94b97" data-vars-headline="Most San Diego homes lost value this year" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/2025/11/10/home-sale-contract-cancel" target="_self">relief to struggling homebuyers</a>, even as <a class="gtmContentClick" data-vars-link-text="home prices" data-vars-click-url="https://www.axios.com/local/san-diego/2025/03/03/san-diego-home-prices-climb-national-rise" data-vars-content-id="13d447e4-bbe6-463c-8f27-418809a94b97" data-vars-headline="Most San Diego homes lost value this year" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://www.axios.com/local/san-diego/2025/03/03/san-diego-home-prices-climb-national-rise" target="_self">home prices</a> and <a class="gtmContentClick" data-vars-link-text="mortgage rates" data-vars-click-url="https://link.axios.com/click/43042700.3205/aHR0cHM6Ly93d3cuYXhpb3MuY29tLzIwMjUvMTEvMjYvdW5lbXBsb3ltZW50LXJhdGUtam9icy0xMC15ZWFyLW1vcnRnYWdlP3V0bV9zb3VyY2U9bmV3c2xldHRlciZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1uZXdzbGV0dGVyX2F4aW9zbG9jYWxfc2VhdHRsZSZzdHJlYW09dG9w/62338b757c71d663660ee0ddB1345b2b6" data-vars-content-id="13d447e4-bbe6-463c-8f27-418809a94b97" data-vars-headline="Most San Diego homes lost value this year" data-vars-event-category="story" data-vars-sub-category="story" data-vars-item="in_content_link" href="https://link.axios.com/click/43042700.3205/aHR0cHM6Ly93d3cuYXhpb3MuY29tLzIwMjUvMTEvMjYvdW5lbXBsb3ltZW50LXJhdGUtam9icy0xMC15ZWFyLW1vcnRnYWdlP3V0bV9zb3VyY2U9bmV3c2xldHRlciZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1uZXdzbGV0dGVyX2F4aW9zbG9jYWxfc2VhdHRsZSZzdHJlYW09dG9w/62338b757c71d663660ee0ddB1345b2b6" target="_self">mortgage rates</a> remain high.

Our first-time homebuyers are old

San Diego's first time homebuyers are among the oldest

A line chart that shows median monthly HOA fees in San Diego County from January 2019 to January 2025. Fees rose from $280 in 2019 to $367 in 2025, the series high.

Real Estate 🏠

San Diego's first time homebuyers are among the oldest

HOA fees keep rising in San Diego

Nearly 30% of San Diego rental listings for roommates don't have living rooms

Smart ways to add an office at home

How San Diegans are redesigning smaller homes